Putting your money to work.
I just happened upon kiva.org this evening, and it seems like an amazing idea for a charity. The site allows you to finance small entrepreneurial ventures in developing countries through small loans that are often subeconomic for banks to take on at reasonable interest rates. This is a significant market failure because transactional costs inhibit the natural flow of money towards opportunity. At the cost of nothing more than the lost interest, and a little risk, you can help someone substantially improve their life.
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