Stuck on what to get someone for Christmas? Try a Kiva.org gift certificate!

Usually charity gifts aren't really satisfying. Giving in someone's name doesn't give them much enjoyment, or even much of a warm fuzzy feeling. They aren't personally doing the giving even if it's in their name.

Kiva.org gift certificates are different! The person gets to go online and pick and entrepreneur in the developing world to help fund. It's interactive so it's fun, and the person gets the warm fuzzy feeling of charity at your expense instead of theirs.

Many people's lives could be improved by getting a small loan, but credit often isn't available to them because it costs as much to administer a small loan as a big one. Kiva.org is part of the growing microfinance movement that aims to fix this by putting up the capital for these small loans so that the receiver gets a much lower interest rate on the loan than they otherwise would. Learn more. Try it out!